Starbrook Lending in Mason City, Iowa takes requests from across Cerro Gordo County and nearby counties. This page gives ZIP-level employer counts for nearby towns and explains where assessor records fit in a funding file.
Cerro Gordo County, IA Assessor: Records Chiropractors and Therapists Keep Ready
Cerro Gordo County, IA has two assessor offices: the Cerro Gordo County Assessor (215 N Adams Ave, Mason City) and the separate Mason City Assessor's Office, which lists and values real property within its own jurisdiction (cerrogordo.gov and masoncityassessor.net, read 2026-10-24). A chiropractor buying a clinic building, or pledging one, confirms which office holds the parcel and prints its record.
Keep the parcel record, the latest tax statement and the deed or lease together; a lender reviewing a real-estate-backed request asks for all three.
Cerro Gordo County, IA Assessor Property Search Before Chiropractors and Therapists Apply
Both offices offer an online property search through Beacon, where an owner can look up a parcel by address and see its classification and assessed value. A therapist leasing space can use the same search to confirm the landlord owns the building named in the lease.
Chiropractic practice loans explains claim-wait funding for therapy clinics.
Clear Lake, IA and ZIP 50428: A Larger Postal Area Than the Town
Clear Lake, IA lies 8.8 miles west of the Starbrook office (straight line). Its ZIP, 50428, had 329 employer establishments, 3,947 paid employees and a $196.5 million annual payroll in 2023, with retail first at 46 establishments, then other services at 39 and accommodation and food services at 36 (ZBP). Clear Lake covers only 9.2% of the ZIP's land, so these are ZIP figures, not town figures.
In the 2020-2024 American Community Survey, 13.3% of employed Clear Lake residents were self-employed, with a wide margin of plus or minus 4.0 points.
Swaledale, IA, Thornton, IA and Meservey, IA: Small Postal Areas South and West of the Office
- Swaledale, IA (13.6 miles south-southwest): ZIP 50477 had 6 employer establishments in 2023 (ZBP).
- Thornton, IA (17.4 miles south-southwest): ZIP 50479 had 11.
- Meservey, IA (21.5 miles southwest): ZIP 50457 had 10.
All three are in Cerro Gordo County, IA, and each town covers only a small part of its ZIP's land. Requests from them follow the same steps as any other.
Nora Springs, IA, Rockwell, IA and Plymouth, IA: Towns Within 13 Miles
- Nora Springs, IA (9.7 miles east, partly in Floyd County, IA): ZIP 50458 had 34 employer establishments and 271 paid employees in 2023 (ZBP).
- Rockwell, IA (12.1 miles south): ZIP 50469 had 41 employer establishments, other services first with 8 (ZBP).
- Plymouth, IA (7.4 miles north-northeast): ZIP 50464 had 6 (ZBP).
Because Nora Springs spans two counties, Cerro Gordo County figures do not describe it.
Manly, IA, Garner, IA and Osage, IA: Neighboring Counties Within 25 Miles
- Manly, IA (9.2 miles north, Worth County, IA): ZIP 50456 had 29 employer establishments (ZBP 2023).
- Garner, IA (20.6 miles west, Hancock County, IA): ZIP 50438 had 130 employer establishments and 1,988 paid employees.
- Osage, IA (21.5 miles east-northeast, Mitchell County, IA): ZIP 50461 had 168 employer establishments, retail first with 27.
These towns sit outside Cerro Gordo County, IA, so county figures on this site do not describe them. The Mason City, IA page has the county tables.
By Starbrook Lending · Updated